Innovative Home Loans - The Home of Loans

Find the Right Loan Faster With Personalised Lending Solutions

How can we help you today?

Rated 5 from 238 Reviews

Home Loans

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Investment Loans

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your loan
Refinancing

Refinancing

Whether you're coming off a fixed rate or paying a variable rate, chances are we can help

Ready to chat to a qualified Finance & Mortgage Broker?

Our Services

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you
Find out more about Home Loans

Investment Loans

We have access to hundreds of Investment Loan options, let us help you with your loan
Find out more about Investment Loans

Refinancing

Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loan options
Find out more about Refinancing

First Home Buyers

We can help you understand what grants and discounts you're eligible for and get you into your first home
Find out more about First Home Buyers

Construction Loans

Turn your building plans into a reality with a construction loan
Find out more about Construction Loans

Commercial Loans

Time to grow your business? Learn how a Commercial Loan can help fund your business growth
Find out more about Commercial Loans

Business Loans

Time to grow your business? We can help you grow with a Business Loan
Find out more about Business Loans

Equipment Finance

Need to buy a vehicle or equipment? We can help with Equipment Finance
Find out more about Equipment Finance

Reviews for Innovative Home Loans

JD

Joshua D

Our experience with Charlotte was a seamless and stress-free. She was knowledgeable, responsive, and went above and beyond to find the best solution for my needs. I felt supported every step of the way and couldn’t be happier with the outcome. Highly recommend Charlotte to anyone looking for a reliable and professional broker!

JD

Jordyn Dennis

If your looking for a mortgage broker then this is the BEST place to go! I highly recommend Charlotte. She was amazing from start to finish of us purchasing our first property. Cannot recommend enough! Very efficient and helpful.

JL

Jake Lloyd

Thanks to Lee and the team for being so diligent and accomodating. I’ve always had a fantastic experience when working with Innovative Home Loans. I look forward to using Innovative and their services in the near future again!

Innovative Home Loans

About Innovative Home Loans

Making Loans Simple, Stress-Free, and Personal

At Innovative Home Loans, we’re here to make your refinancing, investing, or first home journey easy and clear. Our Lending Managers tailor every solution to your unique goals.

With access to over 600 loan products from 30 lenders, we’ll help you find the most cost-effective loan, not just any loan. From understanding your borrowing power to explaining repayments and fees, we keep you informed and empowered every step of the way.

Experience a smarter, simpler way to secure your future – the innovative way.

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Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to speak to an expert?

Book a chat with a Finance & Mortgage Broker at Innovative Home Loans today.