About Innovative Home Loans
We have a track record helping clients with their their lending needs. Read more about us today

Rated 5 from 234 Reviews
Rated 5 from 234 Reviews
At Innovative Home Loans, we make borrowing simple, personal, and stress-free. Whether you're refinancing, downsizing, investing, or buying your first home, we’re here to turn your property goals into reality — with clarity, collaboration, and care.
Handcrafted Collaboration
No two journeys are the same. Our Lending Managers take the time to understand your life and financial goals, providing tailored lending solutions that are anything but one-size-fits-all. We believe great outcomes start with strong relationships built on trust and personal attention.
Clarity from Start to Finish
We pride ourselves on delivering a straightforward, transparent lending process. With proactive communication at every step, we empower you with the knowledge you need — saving you time, reducing stress, and helping you make confident financial decisions.
Experience You Can Depend On
We take the guesswork out of borrowing. From knowing how much you can borrow, your deposit requirements, and future repayments to clearly outlining any lender fees and charges, we ensure there are no surprises — only solutions.
Choice and Flexibility
With access to over 600 loan products across 30 lenders, we match your needs with the best loan options available. Our priority is finding the right loan — not just any loan — tailored to your circumstances, goals, and financial future.
The Innovative Way
In today’s market, choosing the right loan is more important than ever. A poor loan choice could cost you thousands and restrict your flexibility down the track. With Innovative Home Loans, you’ll have expert advocates by your side, working tirelessly to secure the most cost-effective, future-proof lending solution — the innovative way.
Your journey starts here.
Experience the difference of a lending partner who puts your needs first.
PE
Paul Everts
MA
Matthew Ashkar
Knowledgeable, Efficient, and Trustworthy. Without Lee and the Innovative Home Loans team, I don't think we would have been able to turn around a four-week settlement with back-to-back long weekends, but they made it happen. I'm still not sure how they did it. Throughout the entire 12-month process of house hunting, which became highly stressful towards the end with a short settlement period required, the team explored every avenue that was best for our family. This was the second time we have used Lee and the team, and I could not recommend them more highly. Knowledgeable, Efficient and Trustworthy, a rarity in the industry.
DN
Das Nair
Exceptional professional willing to go the extra mile to help clients
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.