Our Team

Charlotte Andrew

Finance Broker

charlotte@innovativehl.com.au

0428 197 766

Level 1/191, Taren Point Road, Caringbah NSW 2229

Innovative Home Loans Charlotte Andrew

Charlotte Andrew is a Finance Broker at Innovative Home Loans

Charlotte Andrew is a dedicated Finance Broker at Innovative Home Loans, renowned for her commitment to simplifying the mortgage process for her clients. With a wealth of knowledge and experience in the lending environment, Charlotte specializes in guiding clients through the complexities of home financing, ensuring they feel confident and informed at every step.

Having gone through the buying process herself, Charlotte understands firsthand the challenges and stresses involved in purchasing a home. This personal experience fuels her passion for assisting others in achieving their property goals, whether they're first-time buyers, seasoned investors, or looking to refinance.

Charlotte offers expertise in:

  • Home Loans – Providing clear guidance to first-time homebuyers, including navigating Family Guarantee Loans.
  • Refinancing – Helping homeowners secure better rates and terms to enhance financial stability.
  • Investment Property Loans – Structuring financing solutions to maximize return on investment.
  • Debt Consolidation – Offering strategic advice to simplify finances and reduce overall interest costs.
  • Commercial Lending – Delivering outstanding outcomes across all commercial lending asset classes.
  • Asset Finance – Facilitating financing for cars, trucks, and equipment.

Clients consistently praise Charlotte for her clear and simplistic explanations, making the entire experience straightforward and stress-free. Her ability to listen and provide tailored solutions has earned her a reputation as a trusted advisor in the mortgage industry.

Whether you're embarking on your first property purchase or expanding your investment portfolio, Charlotte's expertise and personalised approach make her an invaluable partner in your financial journey.

Ready to chat to our Team?

Reviews for Innovative Home Loans

JD

Joshua D

Our experience with Charlotte was a seamless and stress-free. She was knowledgeable, responsive, and went above and beyond to find the best solution for my needs. I felt supported every step of the way and couldn’t be happier with the outcome. Highly recommend Charlotte to anyone looking for a reliable and professional broker!

JD

Jordyn Dennis

If your looking for a mortgage broker then this is the BEST place to go! I highly recommend Charlotte. She was amazing from start to finish of us purchasing our first property. Cannot recommend enough! Very efficient and helpful.

JL

Jake Lloyd

Thanks to Lee and the team for being so diligent and accomodating. I’ve always had a fantastic experience when working with Innovative Home Loans. I look forward to using Innovative and their services in the near future again!

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to get started?