Our Team

Kristy Logie

Finance Broker at Innovative Home Loans

kristy@innovativehl.com.au

0447 533 488

9/2 Resolution Drive, Caringbah NSW 2229

Innovative Home Loans Kristy Logie

Kristy Logie is a Finance Broker at Innovative Home Loans

Kristy Logie is a knowledgeable and approachable Finance Broker at Innovative Home Loans, with a strong passion for helping clients feel confident and supported throughout their finance journey. With a background in lending and client service, Kristy brings a calm and steady presence to what can often be a stressful process—especially for first-home buyers and growing families.

Kristy is focused on getting to know her clients’ personal goals and tailoring lending solutions that not only meet their needs today, but support their long-term plans as well. Whether you're buying your first property, upgrading the family home, or exploring investment options, Kristy provides clear guidance from the first conversation through to loan approval and beyond.

She specialises in:

  • Home Loans– Supporting first-home buyers with personalised advice, including use of government schemes and family guarantees.
  • Refinancing– Helping clients restructure existing loans to improve their interest rate, free up cash flow, or consolidate debt.
  • Investment Property Loans– Advising investors on how to secure lending that supports long-term wealth creation.
  • Debt Consolidation– Simplifying finances by rolling multiple debts into one well-structured home loan.
  • Asset Finance– Assisting with funding for cars, trucks, or equipment for personal and business needs.

Kristy’s clients appreciate her warmth, responsiveness, and ability to simplify complex scenarios into easy-to-understand steps. She takes the time to educate and empower every client, ensuring they feel supported and well-informed from day one.

Whether you’re starting your property journey or revisiting your finance strategy, Kristy brings the care, expertise, and dedication you can count on.

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Reviews for Innovative Home Loans

GB

Gabby Bridgeman

We refinanced our home loan with Shona recently and couldn't recommend her highly enough! Shona was so easy to speak with and happy to answer any questions we had. We were also kept up-to-date throughout the whole process which is something that we truly aprpeciated. Thank you Shona and the Innovative Home Loan team for all your help!

BM

Bronwyn McCormick

ER

Erica Ramse

Charlotte and the team were incredibly helpful right from the start. Recently secured our first home, and Charlottes guidance throughout the whole process navigating the schemes, market, and other important considerations made the process a lot less stressful. Appreciate all of your help! Could not recommend Innovative Home Loans more!! :)

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to get started?