Our Team

Samantha Byatt

Lending Services Specialist

loans@innovativehl.com.au

Level 1/191, Taren Point Road, Caringbah NSW 2229

Innovative Home Loans Samantha Byatt

Samantha Byatt is a Lending Services Specialist at Innovative Home Loans

Samantha Byatt is our behind-the-scenes expert who ensures every home loan at Innovative Home Loans moves smoothly from approval all the way through to settlement. As a dedicated Lending Services Specialist, Samantha is the key point of contact once your loan is formally approved—managing the final (and often most stressful) part of the process with precision and care.

With years of experience in loan administration and settlements, Samantha knows exactly what it takes to get a deal over the line. She works closely with banks, solicitors, conveyancers, and clients to coordinate all documentation, deadlines, and settlement bookings, ensuring nothing is left to chance.

Samantha’s core focus areas include:

  • Settlement Coordination – Overseeing everything from formal approval to settlement, ensuring a seamless process.
  • Communication – Keeping clients, lenders, and solicitors up to date at every step so everyone is on the same page.
  • Document Accuracy – Reviewing and lodging all necessary documents, including loan contracts and discharges.
  • Problem-Solving Under Pressure – Quickly resolving any last-minute issues that could impact timing or settlement success.
  • Client Experience – Providing a friendly, knowledgeable presence to reduce stress and keep clients informed right through to the finish line.

Clients often describe Samantha as calm, reliable, and a lifesaver during the settlement phase. Her attention to detail and commitment to making things easy for everyone involved is what makes her such a valued part of the Innovative Home Loans team.

If you’ve had a loan approved with us, Samantha is the one making sure it gets over the line—on time and without fuss.

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Reviews for Innovative Home Loans

MA

Matthew Ashkar

Knowledgeable, Efficient, and Trustworthy. Without Lee and the Innovative Home Loans team, I don't think we would have been ...

JL

Jake Lloyd

Thanks to Lee and the team for being so diligent and accomodating. I’ve always had a fantastic experience when working with Innovative Home Loans. I look forward to using Innovative and their services in the near future again!

PP

Paulina Przybylo

I could not recommend Charlotte more as a mortgage broker! At every stage of the process of buying our first home Charlotte went above and beyond to ensure everything was running as smoothly as possible. She was there to answer every question, inform us of things we may not have thought of yet and made the process an absolute breeze for us. Her professionalism and dedication is next level, and you can genuinely tell she cares. An absolute pleasure to work with. Thank you so much Charlotte!

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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