Shona Coughlan

Shona Coughlan is a highly experienced Finance Broker at Innovative Home Loans, with a strong background in banking, loan structuring, and customer service spanning over 15 years. Known for her sharp attention to detail and commitment to getting results, Shona works closely with her clients to deliver finance solutions that are not only effective—but stress-free.

Having worked across both major banks and broking environments, Shona brings a wealth of industry knowledge and a practical, solutions-focused approach to every client interaction. Whether it’s securing a home loan, refinancing, or funding a new investment, Shona knows how to get deals over the line with efficiency and care.

She specialises in:

• Home Loans – Helping first-time buyers and upgraders navigate the lending process with confidence and clear communication.
• Refinancing – Reviewing existing loans to help clients save on interest, reduce repayments, or unlock equity.
• Investment Property Loans – Providing strategic support to investors looking to grow their portfolios with smart, well-structured lending.
• Debt Consolidation – Simplifying personal finances by consolidating debt into one manageable facility.
• Commercial Lending – Delivering finance solutions for business owners across a wide range of commercial property and asset classes.
• Asset Finance – Assisting with competitive funding for cars, trucks, and equipment.

Shona is known not just for her expertise, but for the genuine relationships she builds with her clients. Her communication is clear, her service is prompt, and her follow-through is exceptional—making her a go-to broker for clients who want personal attention and real results.

Whether you're buying your first home or reviewing your existing lending, Shona is a trusted and reliable partner to have by your side.